/* ============================================================
   CROSSSELLING REDISEÑO v3 — sistema de diseño
   Portado de Desktop/yoseguro-crossselling (12).html (Fase 0)
   Aislado: NO depende de bootstrap ni site-modern.
   ============================================================ */
@import url('https://fonts.googleapis.com/css2?family=Manrope:wght@500;600;700;800&family=Inter:wght@400;500;600&display=swap');
/* ============================================================
   PORTAL DE VENTAS CRUZADAS — SISTEMA DE DISEÑO
   Marca del corredor: tokens --brand / --brand-alt / --brand-ink
   Tokens portables a site.css del proyecto MVC
   ============================================================ */
:root{
  --navy-900:#04203F;
  --navy-800:#062E5A;
  --navy-700:#0B4079;
  --blue-600:#1565C0;
  --blue-500:#1E77D8;
  --sky-500:#25A9E0;
  --sky-300:#7FCDEE;
  --sky-100:#DCEEFA;
  --slate-50:#EFF3F8;
  --slate-100:#E4EAF2;
  --slate-200:#D3DCE7;
  --slate-300:#B9C6D6;
  --ink:#10233C;
  --muted:#5C7189;
  --green-600:#0E8F63;
  --green-100:#DCF3EA;
  --mango:#F97316;
  --mango-bg:#FFF1E4;
  --sol:#FFB92E;
  --sol-bg:#FFF6E1;
  --turquesa:#12A594;
  --turquesa-bg:#DDF4F0;
  --violeta:#6D5DE7;
  --violeta-bg:#EDEAFD;
  --rosa:#F0568A;
  --amber-100:#FDF0D5;
  --amber-700:#8A6100;
  --red-600:#C0392B;
  --white:#fff;

  --r-sm:8px; --r-md:14px; --r-lg:20px; --r-xl:28px;
  --shadow-card:0 1px 2px rgba(6,46,90,.06), 0 12px 28px -12px rgba(6,46,90,.22);
  --shadow-lift:0 2px 4px rgba(6,46,90,.08), 0 24px 48px -16px rgba(6,46,90,.34);
  --ring:0 0 0 3px rgba(37,169,224,.45);

  /* === MARCA DEL CORREDOR — cambiar solo estas 3 líneas por cliente === */
  --brand:#0E4C92;
  --brand-alt:#12A594;
  --brand-ink:#08213F;

  --font-display:'Manrope',system-ui,sans-serif;
  --font-ui:'Inter',system-ui,sans-serif;
  --max:1160px;
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{
  margin:0;
  font-family:var(--font-ui);
  font-size:14px;
  line-height:1.5;
  color:var(--ink);
  background:var(--slate-50);
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{font-family:var(--font-display);margin:0;letter-spacing:-.022em;line-height:1.15}
p{margin:0}
button{font:inherit;color:inherit}
a{color:var(--blue-600)}
:focus-visible{outline:none;box-shadow:var(--ring);border-radius:6px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.hidden{display:none !important}
/* El atributo hidden debe ganarle a display de selectores de clase (ej .btn en el overlay de pago),
   que si no lo overridean y el boton se ve aunque este oculto por JS (el.hidden=true). */
[hidden]{display:none !important}
.tnum{font-variant-numeric:tabular-nums}

/* ---------- Barra superior ---------- */
.topbar{background:var(--white);border-bottom:1px solid var(--slate-200)}
.topbar-in{display:flex;align-items:center;gap:20px;height:64px}
.rule{height:3px;background:linear-gradient(90deg,var(--brand) 0%, var(--brand-alt) 100%)}

.broker{display:flex;align-items:center;gap:12px;min-width:0}
.broker-mark{
  width:42px;height:42px;flex:none;border-radius:13px;display:grid;place-items:center;
  background:linear-gradient(145deg,var(--brand-alt),var(--brand));
  color:#fff;font-family:var(--font-display);font-weight:800;font-size:15px;letter-spacing:-.02em;
  box-shadow:0 6px 14px -6px var(--brand);
}
.broker-mark img{width:100%;height:100%;object-fit:contain;border-radius:inherit}
.broker-name{
  font-family:var(--font-display);font-weight:800;font-size:17px;color:var(--brand-ink);
  letter-spacing:-.03em;line-height:1.15;
}
.broker-name small{
  display:block;font-family:var(--font-ui);font-weight:500;font-size:11.5px;
  color:var(--muted);letter-spacing:0;margin-top:2px;
}

.topbar-right{margin-left:auto;display:flex;align-items:center;gap:18px}
.agent{
  display:flex;align-items:center;gap:9px;background:var(--slate-50);
  border:1px solid var(--slate-200);border-radius:999px;padding:5px 6px 5px 6px;
}
.agent-av{
  width:30px;height:30px;flex:none;border-radius:50%;display:grid;place-items:center;
  background:var(--brand);color:#fff;font-family:var(--font-display);font-weight:700;font-size:11.5px;
}
.agent-txt{font-size:10.5px;color:var(--muted);line-height:1.2;padding-right:2px}
.agent-txt b{display:block;font-family:var(--font-display);font-size:13px;font-weight:700;color:var(--ink)}
.agent-wa{
  width:30px;height:30px;flex:none;border-radius:50%;display:grid;place-items:center;
  background:#25D366;color:#fff;text-decoration:none;
}
.agent-wa:hover{filter:brightness(1.07)}

.cobrand{display:flex;align-items:center;gap:9px;padding-left:18px;border-left:1px solid var(--slate-200)}
.cobrand small{color:var(--muted);font-size:10.5px;line-height:1.25;max-width:64px}
.cobrand img{height:22px;width:auto;opacity:.85}

@media (max-width:760px){
  .agent-txt,.broker-name small{display:none}
  .cobrand small{display:none}
  .topbar-right{gap:12px}
}

/* ---------- Landing ---------- */
.hero{
  position:relative;overflow:hidden;
  background:var(--navy-800);
  background-image:
    radial-gradient(70% 100% at 85% -10%, rgba(249,115,22,.34), transparent 60%),
    radial-gradient(62% 92% at 6% 112%, rgba(18,165,148,.42), transparent 62%),
    linear-gradient(160deg,var(--brand),var(--brand-ink));
  color:#fff;
  padding:46px 0 100px;
}
.hero .sun{
  position:absolute;top:-90px;right:-60px;width:340px;height:340px;border-radius:50%;
  background:radial-gradient(circle at 40% 40%, rgba(255,185,46,.55), rgba(249,115,22,.05) 68%);
  filter:blur(4px);pointer-events:none;
}
.hero .wrap{position:relative;z-index:1}
.perks{display:flex;gap:10px;margin-top:30px;flex-wrap:wrap}
.perk{
  display:inline-flex;align-items:center;gap:8px;font-size:13.5px;font-weight:600;
  background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.20);
  border-radius:999px;padding:8px 15px;color:#fff;
}
.perk svg{color:var(--sol)}
.price-pop{color:var(--sol);font-family:var(--font-display);font-weight:800}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-size:13px;font-weight:600;color:var(--sky-300);
  background:rgba(37,169,224,.12);border:1px solid rgba(37,169,224,.3);
  padding:6px 13px;border-radius:999px;
}
.hero h1{font-size:clamp(27px,3.8vw,40px);font-weight:800;margin:16px 0 12px;max-width:17ch}
.hero p{color:rgba(255,255,255,.76);max-width:58ch;font-size:15px}
.hero-stats{display:flex;gap:38px;margin-top:34px;flex-wrap:wrap}
.stat b{display:block;font-family:var(--font-display);font-size:26px;font-weight:800;color:#fff}
.stat span{font-size:12.5px;color:rgba(255,255,255,.6)}

/* FIX Fase 1 (z-index): las cards solapan el hero (margin-top negativo); sin z-index el
   contenido del hero (.wrap z-index:1) las pinta encima y tapa su texto. Las subimos por encima. */
.options{margin-top:-72px;display:grid;grid-template-columns:1fr 1fr;gap:22px;padding-bottom:8px;position:relative;z-index:2}
.option{
  background:var(--white);border:1px solid var(--slate-200);border-radius:var(--r-lg);
  padding:28px 28px 24px;box-shadow:var(--shadow-card);
  display:flex;flex-direction:column;text-align:left;cursor:pointer;
  transition:box-shadow .18s ease, border-color .18s ease;
}
.option:hover{box-shadow:var(--shadow-lift);border-color:var(--sky-300)}
.option{transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease}
.option:hover{transform:translateY(-3px)}
.option .icon{
  width:50px;height:50px;border-radius:15px;display:grid;place-items:center;
  background:linear-gradient(140deg,var(--blue-500),var(--navy-700));color:#fff;margin-bottom:18px;
  box-shadow:0 8px 18px -8px rgba(21,101,192,.7);
}
.option.alt .icon{
  background:linear-gradient(140deg,var(--sol),var(--mango));
  box-shadow:0 8px 18px -8px rgba(249,115,22,.7);
}
.option h3{font-size:20px;font-weight:700;margin-bottom:8px}
.option p{color:var(--muted);font-size:14.5px;max-width:40ch}
.option .go{
  margin-top:22px;display:inline-flex;align-items:center;gap:9px;
  font-weight:600;color:var(--blue-600);font-size:14.5px;
}
.option .go svg{transition:transform .18s ease}
.option:hover .go svg{transform:translateX(3px)}

/* ---------- Superficies ---------- */
.page{padding:32px 0 56px}
.card{
  background:var(--white);border:1px solid var(--slate-200);
  border-radius:var(--r-lg);box-shadow:var(--shadow-card);
}
.card-pad{padding:22px}
.section-head{margin-bottom:18px}
.section-head .step-of{font-size:12px;font-weight:600;color:var(--sky-500);margin-bottom:6px}
.section-head h2{font-size:22px;font-weight:800}
.section-head p{color:var(--muted);margin-top:6px;max-width:66ch;font-size:13.5px}

/* ---------- Configuración (FillProduct) ---------- */
.fill-grid{display:grid;grid-template-columns:300px 1fr;gap:0}
.fill-side{
  background:var(--navy-800);color:#fff;border-radius:var(--r-lg) 0 0 var(--r-lg);
  padding:32px 28px;display:flex;flex-direction:column;
}
.fill-side h3{font-size:19px;font-weight:700;margin-bottom:10px}
.fill-side p{color:rgba(255,255,255,.72);font-size:14px}
.insurer-chip{
  margin-top:auto;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);
  border-radius:var(--r-md);padding:16px;display:flex;align-items:center;gap:12px;
}
.insurer-chip img{height:24px;filter:brightness(0) invert(1)}
.insurer-chip small{font-size:11px;color:rgba(255,255,255,.6);display:block}
.fill-main{padding:32px 34px}
.ramo-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:20px}

/* ---------- Tarjeta seleccionable ---------- */
.pick{
  position:relative;background:var(--white);border:1.5px solid var(--slate-200);
  border-radius:var(--r-md);padding:18px 18px 16px;text-align:left;cursor:pointer;
  display:flex;gap:14px;align-items:flex-start;
  transition:border-color .15s ease, background .15s ease;
}
.pick:hover{border-color:var(--sky-300);background:#FBFDFF}
.pick[aria-pressed="true"]{border-color:var(--blue-600);background:var(--sky-100)}
.pick .ico{
  width:38px;height:38px;flex:none;border-radius:11px;display:grid;place-items:center;
  background:var(--slate-100);color:var(--navy-700);
}
.pick[aria-pressed="true"] .ico{background:var(--blue-600);color:#fff}
.pick b{display:block;font-family:var(--font-display);font-weight:700;font-size:15.5px}
.pick small{color:var(--muted);font-size:13px;display:block;margin-top:3px}
.pick .tick{
  position:absolute;top:14px;right:14px;width:20px;height:20px;border-radius:50%;
  border:1.5px solid var(--slate-300);display:grid;place-items:center;color:transparent;
}
.pick[aria-pressed="true"] .tick{background:var(--blue-600);border-color:var(--blue-600);color:#fff}

/* ---------- Grupos de ramos ---------- */
.groups{display:flex;flex-direction:column;gap:22px}
.group-h{display:flex;align-items:center;gap:11px;margin-bottom:10px}
.group-h h3{font-family:var(--font-display);font-size:13.5px;font-weight:700}
.group-h .dot{width:8px;height:8px;border-radius:50%;background:var(--c);flex:none}
.group-h .line{flex:1;height:1px;background:var(--slate-100)}
.group-h .cnt{font-size:12.5px;color:var(--muted);white-space:nowrap}
.ramos{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:12px}
#wizRamos{display:block}
.groups > section{min-width:0}

.ramo{
  position:relative;background:var(--white);border:1.5px solid var(--slate-200);
  border-radius:var(--r-md);padding:15px;cursor:pointer;overflow:hidden;
  transition:border-color .16s ease, background .16s ease, transform .16s ease, box-shadow .16s ease;
}
.ramo:hover{transform:translateY(-2px);box-shadow:0 14px 26px -18px rgba(6,46,90,.5)}
.badge-hot{
  display:inline-block;font-size:10.5px;font-weight:700;color:#fff;background:var(--c);
  padding:3px 10px;border-radius:999px;margin-left:8px;white-space:nowrap;vertical-align:2px;
}
@keyframes pop{0%{transform:scale(1)}45%{transform:scale(1.14)}100%{transform:scale(1)}}
.ramo[aria-pressed="true"] .tile{animation:pop .32s ease}
.ramo::before{
  content:"";position:absolute;left:-1.5px;top:16px;bottom:16px;width:3px;
  border-radius:0 3px 3px 0;background:var(--c);opacity:0;transition:opacity .15s ease;
}
.ramo:hover{border-color:var(--slate-300)}
.ramo[aria-pressed="true"]{border-color:var(--c);background:var(--white)}
.ramo[aria-pressed="true"]::before{opacity:1}
.ramo-top{display:flex;gap:14px;align-items:flex-start}
.ramo .tile{
  width:40px;height:40px;flex:none;border-radius:12px;display:grid;place-items:center;
  background:var(--c-bg);color:var(--c);transition:background .15s ease,color .15s ease,box-shadow .15s ease;
}
.ramo[aria-pressed="true"] .tile{background:var(--c);color:#fff}
.ramo h4{font-family:var(--font-display);font-size:14.5px;font-weight:700;line-height:1.25}
.ramo .desc{color:var(--muted);font-size:12.5px;margin-top:4px;line-height:1.45}
.ramo .box{
  width:22px;height:22px;flex:none;border-radius:7px;border:1.5px solid var(--slate-300);
  display:grid;place-items:center;color:transparent;background:var(--white);
}
.ramo[aria-pressed="true"] .box{background:var(--c);border-color:var(--c);color:#fff}
.indent{padding-left:51px}
.chips{display:flex;flex-wrap:wrap;gap:5px;margin-top:10px}
.chip{
  font-size:11px;font-weight:500;color:var(--muted);background:var(--slate-50);
  border:1px solid var(--slate-100);border-radius:999px;padding:3px 9px;
}
.ramo-foot{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-top:11px}
.from small{color:var(--muted);font-weight:500;font-size:12px}
.more{
  background:none;border:0;padding:4px 0;font-size:12.5px;font-weight:600;
  color:var(--blue-600);cursor:pointer;display:inline-flex;align-items:center;gap:5px;
}
.more svg{transition:transform .18s ease}
.more[aria-expanded="true"] svg{transform:rotate(180deg)}
.detail{margin-top:13px;padding-top:13px;border-top:1px dashed var(--slate-200)}
.detail ul{margin:0;padding-left:17px;color:var(--muted);font-size:13px;line-height:1.75}
.detail li::marker{color:var(--c)}
.detail .not{margin-top:9px;font-size:12px;color:var(--muted);display:flex;gap:6px;align-items:flex-start}
.detail .not b{color:var(--ink);font-weight:600}


/* ---------- Paso 2 · configurador ---------- */
.plan{
  position:relative;border:1.5px solid var(--slate-200);border-radius:var(--r-lg);
  background:var(--white);margin-bottom:12px;overflow:hidden;
  transition:border-color .18s ease, box-shadow .18s ease, opacity .18s ease;
}
.plan::before{
  content:"";position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--c);
  opacity:0;transition:opacity .18s ease;
}
.plan[data-on="true"]{border-color:var(--slate-300);box-shadow:var(--shadow-card)}
.plan[data-on="true"]::before{opacity:1}
.plan[data-on="false"]{opacity:.55}
.plan-head{display:flex;align-items:center;gap:11px;padding:10px 16px;border-bottom:1px solid var(--slate-100)}
.plan-head .tile{
  width:33px;height:33px;flex:none;border-radius:10px;display:grid;place-items:center;
  background:var(--c-bg);color:var(--c);
}
.plan-head h4{font-family:var(--font-display);font-size:14.5px;font-weight:700;line-height:1.2}
.plan-head .by{font-size:11.5px;color:var(--muted);margin-top:1px}
/* Toggle "Incluido": botón reseteado (sin chrome nativo) + pill token-based. */
.switch{
  margin-left:auto;display:inline-flex;align-items:center;gap:10px;font-size:12px;
  font-weight:700;letter-spacing:.01em;color:var(--muted);cursor:pointer;flex:none;
  border:0;background:none;padding:0;font-family:inherit;-webkit-appearance:none;appearance:none;
}
.switch .track{
  width:44px;height:25px;border-radius:999px;background:var(--slate-300);position:relative;flex:none;
  transition:background .2s ease;
}
.switch .track::after{
  content:"";position:absolute;top:2.5px;left:2.5px;width:20px;height:20px;border-radius:50%;
  background:#fff;box-shadow:0 1px 2px rgba(16,40,80,.10),0 2px 6px rgba(16,40,80,.20);
  transition:transform .22s cubic-bezier(.34,1.4,.5,1);
}
.plan[data-on="true"] .switch .track{background:var(--brand)}
.plan[data-on="true"] .switch .track::after{transform:translateX(19px)}
.plan[data-on="true"] .switch{color:var(--brand)}
.switch:focus-visible{outline:none}
.switch:focus-visible .track{box-shadow:var(--ring)}

.plan-body{display:grid;grid-template-columns:minmax(0,1fr) 196px;gap:0}
.plan-main{padding:15px 17px 16px}
.ask-row{display:flex;align-items:baseline;justify-content:space-between;gap:16px;flex-wrap:wrap}
.ask{font-family:var(--font-display);font-weight:700;font-size:13.5px}

.dial{display:flex;align-items:baseline;gap:7px}
.dial b{font-family:var(--font-display);font-weight:800;font-size:20px;letter-spacing:-.035em;color:var(--ink)}
.dial span{font-size:12px;color:var(--muted)}
.range{
  -webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:99px;
  background:var(--slate-200);outline:none;margin:11px 0 6px;cursor:pointer;
}
.range::-webkit-slider-thumb{
  -webkit-appearance:none;width:19px;height:19px;border-radius:50%;cursor:grab;
  background:#fff;border:3px solid var(--c);box-shadow:0 3px 10px -2px var(--c);
  transition:transform .12s ease;
}
.range::-webkit-slider-thumb:active{transform:scale(1.14);cursor:grabbing}
.range::-moz-range-thumb{
  width:22px;height:22px;border-radius:50%;background:#fff;border:3px solid var(--c);cursor:grab;
}
.ticks{display:flex;justify-content:space-between;font-size:11px;color:var(--muted);font-weight:500}
.ticks span{cursor:pointer;padding:2px 4px;border-radius:6px}
.ticks span:hover{color:var(--ink)}
.ticks span[data-on="true"]{color:var(--ink);font-weight:700}

.cov{margin-top:13px;padding-top:12px;border-top:1px solid var(--slate-100)}
.cov h5{font-size:11.5px;font-weight:600;color:var(--muted);margin-bottom:9px}
.cov-row{margin-bottom:7px}
.cov-line{display:flex;justify-content:space-between;align-items:baseline;gap:14px;font-size:12.5px}
.cov-line b{font-family:var(--font-display);font-weight:700;font-size:12.5px;white-space:nowrap}
.cov-line .inc{color:var(--green-600);font-weight:600;font-size:13px}
.cov-bar{height:4px;border-radius:99px;background:var(--slate-100);margin-top:5px;overflow:hidden}
.cov-bar i{
  display:block;height:100%;border-radius:99px;background:var(--c);opacity:.42;
  transition:width .45s cubic-bezier(.22,1,.36,1);
}
.cov-more{
  background:none;border:0;padding:4px 0;color:var(--blue-600);font-weight:600;
  font-size:12px;cursor:pointer;display:inline-flex;align-items:center;gap:6px;
}

.plan-side{
  background:#FAFBFD;
  border-left:1px solid var(--slate-100);padding:15px 13px;
  display:flex;flex-direction:column;align-items:center;text-align:center;
}
.plan-side .lbl{font-size:11.5px;color:var(--muted);font-weight:600}
.plan-side .now{display:flex;align-items:baseline;gap:4px;margin:5px 0 1px}
.plan-side .now span{font-family:var(--font-display);font-weight:700;font-size:13.5px;color:var(--muted)}
.plan-side .now b{font-family:var(--font-display);font-weight:800;font-size:23px;letter-spacing:-.04em;color:var(--ink)}
.plan-side .per{font-size:11.5px;color:var(--muted)}
.plan-side .year{
  margin-top:7px;font-size:11px;color:var(--muted);background:var(--white);
  border:1px solid var(--slate-200);border-radius:999px;padding:5px 12px;
}
.upsell{
  margin-top:13px;width:100%;border:1px solid var(--slate-200);background:var(--white);
  border-radius:10px;padding:8px;cursor:pointer;text-align:center;
  font-size:11.5px;line-height:1.4;color:var(--ink);transition:background .15s ease;
}
.upsell:hover{background:var(--slate-50);border-color:var(--slate-300)}
.upsell b{display:block;font-family:var(--font-display);font-weight:700;color:var(--c);font-size:12px;margin-bottom:1px}
.maxed{margin-top:auto;font-size:12px;color:var(--green-600);font-weight:600;display:flex;align-items:center;gap:6px}

@media (max-width:760px){
  .plan-body{grid-template-columns:1fr}
  .plan-side{border-left:0;border-top:1px solid var(--slate-100);align-items:flex-start;text-align:left}
  .upsell{margin-top:16px}
}


/* ---------- Paso 2 · estados de carga y error de los planes ---------- */
.plan-msg{display:flex;align-items:center;gap:12px;padding:14px 16px}
.plan-msg .ico{
  width:30px;height:30px;flex:none;border-radius:9px;display:grid;place-items:center;
  background:var(--c-bg,var(--slate-100));color:var(--c,var(--muted));
}
.plan-msg[data-kind="error"] .ico{background:#FDECEC;color:var(--red-600)}
.plan-msg .txt{min-width:0}
.plan-msg .txt b{display:block;font-family:var(--font-display);font-size:13.5px;font-weight:700;color:var(--ink)}
.plan-msg .txt small{display:block;margin-top:2px;font-size:12px;line-height:1.4;color:var(--muted)}
.plan-msg .btn-retry{
  margin-left:auto;flex:none;display:inline-flex;align-items:center;gap:6px;
  border:1px solid var(--slate-300);background:var(--white);color:var(--ink);
  border-radius:9px;padding:7px 12px;font-family:inherit;font-size:12.5px;font-weight:600;cursor:pointer;
  transition:background .15s ease,border-color .15s ease;
}
.plan-msg .btn-retry:hover{background:var(--slate-50)}
.plan-msg .btn-retry[disabled]{opacity:.6;cursor:default}
.plan-spin{
  width:15px;height:15px;border-radius:50%;
  border:2px solid var(--slate-200);border-top-color:var(--c,var(--blue-600));
  animation:plan-spin .7s linear infinite;
}
@keyframes plan-spin{to{transform:rotate(360deg)}}
@media (max-width:760px){
  .plan-msg{flex-wrap:wrap}
  .plan-msg .btn-retry{margin-left:0;width:100%;justify-content:center}
}
@media (prefers-reduced-motion:reduce){.plan-spin{animation:none}}


/* ---------- Paso 2 · zona ludica (escudo que se llena + nivel) ---------- */
.fun{display:flex;align-items:center;gap:16px;padding:12px 14px;border-radius:var(--r-md);background:var(--c-bg);margin-bottom:14px}
.shieldbox{width:68px;height:78px;flex:none}
.shieldbox svg{width:100%;height:100%;overflow:visible;transition:transform .35s cubic-bezier(.34,1.56,.64,1)}
.shieldbox.pop svg{animation:escudo-pop .45s cubic-bezier(.34,1.56,.64,1)}
.shieldbox.sad svg{animation:escudo-wob .6s ease}
@keyframes escudo-pop{0%{transform:scale(1)}40%{transform:scale(1.2) rotate(-6deg)}100%{transform:scale(1)}}
@keyframes escudo-wob{0%,100%{transform:rotate(0)}25%{transform:rotate(-8deg)}75%{transform:rotate(8deg)}}
.shieldbox .liquid{transition:y .5s cubic-bezier(.34,1.3,.64,1)}
.shieldbox .wave{animation:escudo-wave 2.4s linear infinite}
@keyframes escudo-wave{to{transform:translateX(-60px)}}

.tier{min-width:0}
.tier small{font-size:11.5px;color:var(--muted)}
.tier strong{display:block;font-family:var(--font-display);font-size:16.5px;font-weight:800;letter-spacing:-.02em;color:var(--c);margin:1px 0 2px}
.tier p{font-size:12.5px;line-height:1.4;color:var(--ink);margin:0}
.dots{display:flex;gap:5px;margin-top:8px}
.dots span{width:20px;height:5px;border-radius:99px;background:var(--slate-200);transition:background .3s ease,transform .3s ease}
.dots span[data-on="true"]{background:var(--c)}
.dots span.bump{transform:scaleY(1.9)}

/* Burbuja sobre el control y estrella en la suma recomendada */
.range-wrap{position:relative}
.bubble{
  position:absolute;top:-8px;transform:translateX(-50%);background:var(--ink);color:#fff;
  font-size:11.5px;font-weight:700;padding:3px 8px;border-radius:8px;white-space:nowrap;
  pointer-events:none;opacity:0;transition:opacity .18s ease,left .25s cubic-bezier(.34,1.4,.64,1);
  font-variant-numeric:tabular-nums;z-index:2;
}
.bubble::after{content:"";position:absolute;bottom:-4px;left:50%;margin-left:-4px;border:4px solid transparent;border-top-color:var(--ink);border-bottom:0}
.range-wrap[data-drag="true"] .bubble{opacity:1}
.ticks span.rec{position:relative}
.ticks span.rec::after{content:"\2605";position:absolute;top:-13px;left:50%;transform:translateX(-50%);font-size:11px;color:var(--sol,#E0A008)}
.coffee{margin-top:9px;font-size:11.5px;line-height:1.4;color:var(--muted);text-align:center}
.maxed.gold{
  margin-top:13px;width:100%;justify-content:center;border-radius:10px;padding:8px;
  background:linear-gradient(135deg,#FFF6DD,#FFE9B0);border:1px solid var(--sol,#E0A008);color:#7A5A00;
}
canvas.confetti{position:fixed;inset:0;width:100%;height:100%;pointer-events:none;z-index:70}

@media (max-width:760px){
  .fun{gap:12px;padding:10px 12px}
  .shieldbox{width:56px;height:64px}
  .coffee{text-align:left}
}
@media (prefers-reduced-motion:reduce){
  .shieldbox svg,.shieldbox .liquid,.bubble{transition:none}
  .shieldbox .wave{animation:none}
  .shieldbox.pop svg,.shieldbox.sad svg{animation:none}
}


/* ---------- Dock flotante ---------- */
.dock{
  position:fixed;left:50%;transform:translateX(-50%);bottom:22px;z-index:60;
  width:min(720px, calc(100vw - 48px));
}
@keyframes dockIn{from{transform:translate(-50%,26px);opacity:0}to{transform:translate(-50%,0);opacity:1}}
.dock:not(.hidden){animation:dockIn .34s cubic-bezier(.2,1.1,.4,1)}
@keyframes nudge{0%,100%{transform:translateY(0)}35%{transform:translateY(-7px)}70%{transform:translateY(0)}}
.dock.bump .dock-bar{animation:nudge .42s ease}

.dock-bar{
  width:100%;display:flex;align-items:center;gap:16px;cursor:pointer;text-align:left;
  background:var(--navy-900);
  background-image:radial-gradient(120% 200% at 100% 0%, rgba(37,169,224,.34), transparent 62%);
  border:1px solid rgba(255,255,255,.14);border-radius:16px;padding:10px 14px;color:#fff;
  box-shadow:0 22px 44px -18px rgba(4,32,63,.72);
}
.dock-bar:hover{background-color:#052A52}
.dock .pills{display:flex;flex:none}
.dock .pill{
  width:28px;height:28px;border-radius:50%;display:grid;place-items:center;color:#fff;
  border:2px solid var(--navy-900);margin-left:-10px;
}
.dock .pill:first-child{margin-left:0}
@keyframes pillIn{from{transform:scale(.4);opacity:0}to{transform:scale(1);opacity:1}}
.dock .pill{animation:pillIn .3s cubic-bezier(.2,1.4,.4,1) backwards}
.dock-label{font-size:13px;font-weight:600;line-height:1.25}
.dock-label small{display:block;font-weight:400;font-size:12px;color:rgba(255,255,255,.6)}
.dock-amount{margin-left:auto;display:flex;align-items:baseline;flex:none;margin-right:2px}
.dock-amount .amt{display:flex;align-items:baseline;gap:5px}
.dock-amount .cur{font-family:var(--font-display);font-weight:600;font-size:15px;color:var(--sky-300)}
.dock-amount b{font-family:var(--font-display);font-weight:800;font-size:25px;letter-spacing:-.04em}
.dock-amount .per{font-size:12px;color:rgba(255,255,255,.62);margin-left:2px}
.dock-amount .soon{font-size:13px;font-weight:600;color:var(--sol)}
.dock .chev{flex:none;color:rgba(255,255,255,.55);display:grid;place-items:center;transition:transform .22s ease}
.dock-cta{
  flex:none;display:inline-flex;align-items:center;gap:8px;border:0;cursor:pointer;
  background:var(--sol);color:#0A2038;
  font-weight:700;font-size:13.5px;border-radius:11px;padding:9px 16px;
  transition:transform .14s ease, filter .14s ease;
}
.dock-cta:hover{transform:translateY(-1px);filter:brightness(1.06)}
.dock-cta:disabled{opacity:.45;cursor:not-allowed;transform:none;filter:none}
.dock-cta:active{transform:translateY(0)}
.dock-cta.pagar{background:#2BD69A;color:#03301F}
@media (max-width:640px){
  .dock-amount b{font-size:24px}
  .dock-cta{padding:11px 15px}
  .dock-cta svg{display:none}
}
.dock[data-open="true"] .chev{transform:rotate(180deg)}

.dock-panel{
  background:var(--white);border:1px solid var(--slate-200);border-radius:18px;
  box-shadow:0 22px 44px -22px rgba(4,32,63,.5);
  padding:0 22px;max-height:0;opacity:0;overflow:hidden;margin-bottom:0;
  transition:max-height .3s ease, opacity .22s ease, padding .3s ease, margin .3s ease;
}
.dock[data-open="true"] .dock-panel{max-height:420px;opacity:1;padding:18px 22px 20px;margin-bottom:10px;overflow:auto}
.dock-note{font-size:13px;color:var(--muted);margin-bottom:12px}

/* ---------- Stepper ---------- */
.stepper{position:relative;display:flex;margin:2px 0 22px;padding:0 6px}
.stepper::before,.stepper .fill{
  content:"";position:absolute;top:15px;left:calc(10% + 6px);right:calc(10% + 6px);height:2px;
  background:var(--slate-200);border-radius:2px;
}
.stepper .fill{
  right:auto;background:linear-gradient(90deg,var(--brand),var(--brand-alt));
  transition:width .45s cubic-bezier(.22,1,.36,1);
}
.stp{
  flex:1;display:flex;flex-direction:column;align-items:center;gap:7px;
  position:relative;z-index:1;background:none;border:0;cursor:default;padding:0;
}
.stp[data-clickable="true"]{cursor:pointer}
.stp .num{
  width:32px;height:32px;border-radius:50%;display:grid;place-items:center;
  font-family:var(--font-display);font-weight:700;font-size:13px;
  background:var(--white);color:var(--slate-300);border:2px solid var(--slate-200);
  transition:background .2s ease, color .2s ease, border-color .2s ease, box-shadow .2s ease;
}
.stp .lbl{font-size:12.5px;font-weight:500;color:var(--muted);white-space:nowrap}
.stp[data-state="done"] .num{background:var(--brand);border-color:var(--brand);color:#fff}
.stp[data-state="done"] .lbl{color:var(--ink)}
.stp[data-state="done"]:hover .num{box-shadow:0 0 0 4px rgba(14,76,146,.16)}
.stp[data-state="active"] .num{
  background:var(--white);border-color:var(--brand);color:var(--brand);
  box-shadow:0 0 0 5px rgba(14,76,146,.13);
}
.stp[data-state="active"] .lbl{color:var(--ink);font-weight:700}

@media (max-width:640px){
  .stp .lbl{display:none}
  .stp[data-state="active"] .lbl{display:block}
  .stepper::before,.stepper .fill{top:15px}
}


/* ---------- Paso 3 · formulario por tramos ---------- */
.prog{margin-bottom:22px}
.prog-bar{height:7px;border-radius:99px;background:var(--slate-100);overflow:hidden}
.prog-bar i{
  display:block;height:100%;width:0;border-radius:99px;
  background:linear-gradient(90deg,var(--brand),var(--brand-alt));
  transition:width .5s cubic-bezier(.22,1,.36,1);
}
.prog-txt{display:flex;justify-content:space-between;align-items:baseline;margin-top:8px;font-size:12.5px;color:var(--muted)}
.prog-txt b{font-family:var(--font-display);font-size:13.5px;color:var(--ink)}

.sec{border:1.5px solid var(--slate-200);border-radius:var(--r-md);background:var(--white);margin-bottom:10px;overflow:hidden}
.sec[data-open="true"]{border-color:var(--slate-300);box-shadow:var(--shadow-card)}
.sec[data-done="true"]{background:#FBFDFC;border-color:#CFE9DE}
.sec-head{display:flex;align-items:center;gap:12px;width:100%;padding:14px 16px;cursor:pointer;text-align:left;background:none;border:0}
.sec-num{
  width:29px;height:29px;flex:none;border-radius:50%;display:grid;place-items:center;
  font-family:var(--font-display);font-weight:700;font-size:12.5px;
  background:var(--slate-100);color:var(--muted);transition:background .2s,color .2s;
}
.sec[data-open="true"] .sec-num{background:var(--brand);color:#fff}
.sec[data-done="true"] .sec-num{background:var(--green-100);color:var(--green-600)}
.sec-ttl{font-family:var(--font-display);font-weight:700;font-size:14.5px;min-width:0}
.sec-ttl small{display:block;font-family:var(--font-ui);font-weight:400;font-size:12px;color:var(--muted);margin-top:2px;
  white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.sec-state{margin-left:auto;flex:none;font-size:12px;font-weight:600;color:var(--muted);display:flex;align-items:center;gap:7px}
.sec[data-done="true"] .sec-state{color:var(--green-600)}
.sec-chev{transition:transform .2s ease;color:var(--slate-300)}
.sec[data-open="true"] .sec-chev{transform:rotate(180deg)}
.sec-body{max-height:0;opacity:0;overflow:hidden;transition:max-height .34s ease,opacity .24s ease,padding .34s ease}
.sec[data-open="true"] .sec-body{max-height:1400px;opacity:1;padding:2px 16px 16px}

.fld{position:relative}
.fld.full{grid-column:1/-1}
.fld .field-label{display:flex;align-items:center;gap:6px}
.fld .lock{color:var(--slate-300)}
.fld .nota{font-size:11.5px;color:var(--muted);margin-top:5px}
.fld .input[data-ok="true"]{border-color:#BFE3D2;background:#FBFEFC}
.fld .tick-ok{
  position:absolute;right:11px;top:35px;color:var(--green-600);opacity:0;transform:scale(.6);
  transition:opacity .2s ease, transform .25s cubic-bezier(.2,1.5,.4,1);pointer-events:none;
}
.fld .input[data-ok="true"] ~ .tick-ok{opacity:1;transform:scale(1)}
/* Estado de error (dato con contenido pero invalido, ej: correo sin @). */
.fld .err-msg{font-size:11.5px;color:#C0392B;margin-top:5px;display:none}
.fld .input[data-err="true"]{border-color:#E4A0A0;background:#FEF6F6}
.fld .input[data-err="true"] ~ .tick-ok{opacity:0;transform:scale(.6)}
.fld .input[data-err="true"] ~ .nota{display:none}
.fld .input[data-err="true"] ~ .err-msg{display:block}
/* Select: flecha propia (appearance:none) + check corrido a la izquierda para que no se encimen.
   Se incluye la variante [data-ok="true"] para ganarle en especificidad a la regla del estado
   valido (.fld .input[data-ok="true"]{background:...}) que con el shorthand borraria la flecha. */
.fld select.input,
.fld select.input[data-ok="true"]{
  -webkit-appearance:none;appearance:none;padding-right:52px;
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%235C7189' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'><path d='m6 9 6 6 6-6'/></svg>");
  background-repeat:no-repeat;background-position:right 14px center;
}
.fld select.input ~ .tick-ok{right:34px}
.input:disabled{background:var(--slate-50);color:var(--muted);cursor:not-allowed}

.drop{
  border:1.5px dashed var(--slate-300);border-radius:var(--r-md);background:#FAFCFF;
  padding:22px 16px;text-align:center;cursor:pointer;transition:border-color .16s,background .16s;
}
.drop:hover{border-color:var(--brand);background:var(--sky-100)}
.drop svg{color:var(--brand)}
.drop b{display:block;font-family:var(--font-display);font-size:13.5px;font-weight:700;margin-top:8px}
.drop span{font-size:11.5px;color:var(--muted)}
.drop.reading{border-style:solid;border-color:var(--brand)}
.drop.ok{border-style:solid;border-color:#BFE3D2;background:var(--green-100);cursor:default}
.drop.ok svg,.drop.ok b{color:var(--green-600)}

.sec-cta{display:flex;align-items:center;gap:12px;margin-top:16px}
.sec-cta .miss{font-size:12px;color:var(--muted)}
.win{
  display:flex;align-items:center;gap:9px;font-size:13px;font-weight:600;color:var(--green-600);
  background:var(--green-100);border-radius:10px;padding:9px 13px;margin-top:12px;
  animation:pop .4s ease;
}


/* ---------- Paso 4 · pago ---------- */
.freqs{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-bottom:20px}
.freq{
  position:relative;border:1.5px solid var(--slate-200);background:var(--white);border-radius:var(--r-md);
  padding:14px 12px 13px;cursor:pointer;text-align:left;transition:border-color .15s, background .15s;
}
.freq:hover{border-color:var(--slate-300)}
.freq[aria-pressed="true"]{border-color:var(--brand);background:#F7FAFE;box-shadow:0 0 0 1px var(--brand) inset}
.freq b{display:block;font-family:var(--font-display);font-weight:700;font-size:13.5px}
.freq .amt{display:block;font-family:var(--font-display);font-weight:800;font-size:20px;margin-top:6px;letter-spacing:-.035em}
.freq .cad{display:block;font-size:11.5px;color:var(--muted);margin-top:2px}
.freq .save{
  position:absolute;top:-8px;right:10px;font-size:10.5px;font-weight:700;color:var(--green-600);
  background:var(--green-100);border:1px solid #CFE9DE;padding:2px 8px;border-radius:999px;
}

.checkout{border:1px solid var(--slate-200);border-radius:var(--r-md);overflow:hidden}
.checkout .row{display:flex;align-items:center;gap:12px;padding:12px 16px;border-bottom:1px solid var(--slate-100);font-size:13.5px}
.checkout .row .ico{width:32px;height:32px;flex:none;border-radius:9px;display:grid;place-items:center;background:var(--c-bg);color:var(--c)}
.checkout .row .txt{min-width:0}
.checkout .row .txt b{display:block;font-family:var(--font-display);font-weight:700;font-size:13.5px}
.checkout .row .txt small{color:var(--muted);font-size:12px}
.checkout .row .val{margin-left:auto;font-family:var(--font-display);font-weight:700;white-space:nowrap}
.checkout .row .quitar{
  flex:none;background:none;border:0;color:var(--slate-300);cursor:pointer;padding:4px;border-radius:6px;
}
.checkout .row .quitar:hover{color:var(--red-600);background:var(--slate-50)}
.checkout .desc{color:var(--green-600)}
.pay-total{
  display:flex;align-items:center;justify-content:space-between;gap:16px;padding:16px 18px;
  background:var(--brand-ink);color:#fff;
}
.pay-total span{font-size:13.5px;font-weight:600}
.pay-total small{display:block;font-size:11.5px;color:rgba(255,255,255,.6);margin-top:3px}
.pay-total b{font-family:var(--font-display);font-weight:800;font-size:27px;letter-spacing:-.04em}

.pay-meta{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:16px}
.pay-box{border:1px solid var(--slate-200);border-radius:var(--r-md);padding:14px 16px;background:#FBFCFE}
.pay-box h5{font-family:var(--font-display);font-size:13px;font-weight:700;margin-bottom:7px}
.pay-box p{font-size:12.5px;color:var(--muted);line-height:1.5}
.cards{display:flex;gap:6px;flex-wrap:wrap;margin-top:11px}
.cbrand{
  font-size:11px;font-weight:700;color:var(--muted);background:var(--white);
  border:1px solid var(--slate-200);border-radius:6px;padding:4px 9px;
}
.after{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:9px}
.after li{display:flex;align-items:center;gap:10px;font-size:12.5px;color:var(--ink)}
.after li span{
  width:21px;height:21px;flex:none;border-radius:50%;display:grid;place-items:center;
  background:var(--sky-100);color:var(--brand);font-family:var(--font-display);font-weight:700;font-size:11px;
}
@media (max-width:700px){
  .freqs{grid-template-columns:repeat(2,1fr)}
  .pay-meta{grid-template-columns:1fr}
}

/* ---------- Layout wizard ---------- */
.wiz{display:block}
.page{padding-bottom:132px}

/* ---------- Resumen (el elemento protagonista) ---------- */
.summary{
  border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow-lift);
  border:1px solid var(--navy-800);
}
.summary-top{
  background:var(--navy-900);
  background-image:radial-gradient(120% 140% at 100% 0%, rgba(37,169,224,.34), transparent 60%);
  color:#fff;padding:24px 24px 22px;
}
.summary-top h4{font-size:14px;font-weight:600;color:rgba(255,255,255,.66)}
.amount{display:flex;align-items:baseline;gap:8px;margin-top:10px}
.amount .cur{font-family:var(--font-display);font-weight:600;font-size:20px;color:var(--sky-300)}
.amount .val{font-family:var(--font-display);font-weight:800;font-size:46px;letter-spacing:-.045em;line-height:1}
.amount .per{font-size:13.5px;color:rgba(255,255,255,.62);margin-left:2px}
.summary-note{margin-top:12px;font-size:12.5px;color:rgba(255,255,255,.66)}
.pending{
  display:flex;align-items:center;gap:11px;margin-top:12px;color:#fff;
  font-family:var(--font-display);font-weight:700;font-size:17px;line-height:1.3;letter-spacing:-.02em;
}
.pending svg{color:var(--sol);flex:none}
.sum-pend{font-size:12.5px;color:var(--muted);font-weight:500}
.protecting{
  margin-top:16px;padding-top:14px;border-top:1px solid rgba(255,255,255,.14);
  display:flex;align-items:center;gap:10px;font-size:13px;color:#fff;font-weight:600;
}
.protecting .pills{display:flex}
.protecting .pill{
  width:28px;height:28px;border-radius:50%;display:grid;place-items:center;color:#fff;
  border:2px solid var(--navy-900);margin-left:-8px;
}
.protecting .pill:first-child{margin-left:0}
.summary-body{background:var(--white);padding:20px 24px 24px}
.sum-empty{color:var(--muted);font-size:14px;text-align:center;padding:14px 0 6px}
.sum-line{display:flex;justify-content:space-between;gap:12px;padding:11px 0;border-bottom:1px dashed var(--slate-200);font-size:14px}
.sum-line:last-of-type{border-bottom:0}
.sum-line b{font-family:var(--font-display);font-weight:700}
.sum-line span.n{color:var(--ink);font-weight:500}
.sum-line small{display:block;color:var(--muted);font-size:12px;font-weight:400}
.sum-total{display:flex;justify-content:space-between;align-items:baseline;margin-top:14px;padding-top:14px;border-top:2px solid var(--slate-100)}
.sum-total span{font-size:14px;color:var(--muted)}
.sum-total b{font-family:var(--font-display);font-size:22px;font-weight:800}
.trust{display:flex;gap:8px;align-items:center;margin-top:16px;color:var(--muted);font-size:12px}
.trust svg{color:var(--green-600);flex:none}

/* ---------- Botones ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  border:1px solid transparent;border-radius:10px;padding:10px 18px;
  font-weight:600;font-size:13.5px;cursor:pointer;
  transition:background .15s ease, border-color .15s ease, color .15s ease;
}
.btn-primary{background:var(--blue-600);color:#fff}
.btn-primary:hover{background:var(--navy-700)}
.btn-primary:disabled{background:var(--slate-200);color:#8FA2B6;cursor:not-allowed}
.btn-ghost{background:transparent;border-color:var(--slate-200);color:var(--ink)}
.btn-ghost:hover{border-color:var(--slate-300);background:var(--white)}
.btn-quiet{background:transparent;color:var(--muted);border-color:transparent;padding:12px 10px}
.btn-quiet:hover{color:var(--ink)}
.btn-pay{background:var(--green-600);color:#fff;width:100%;padding:15px 22px;font-size:15.5px}
.btn-pay:hover{background:#0B7A54}
.btn-block{width:100%}
.nav-row{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:20px}

/* ---------- Producto / suma asegurada ---------- */
.prod{border:1.5px solid var(--slate-200);border-radius:var(--r-md);padding:20px 22px;margin-bottom:14px;background:var(--white)}
.prod-head{display:flex;justify-content:space-between;align-items:flex-start;gap:16px}
.prod-head h4{font-size:16.5px;font-weight:700}
.prod-head small{color:var(--muted);font-size:13px}
.prod-price{text-align:right;flex:none}
.prod-price b{font-family:var(--font-display);font-size:21px;font-weight:800;display:block;letter-spacing:-.03em}
.prod-price small{color:var(--muted);font-size:12px}
.sumas{display:flex;gap:9px;flex-wrap:wrap;margin-top:16px}
.suma{
  border:1.5px solid var(--slate-200);background:var(--white);border-radius:10px;
  padding:9px 14px;font-size:13.5px;font-weight:600;cursor:pointer;color:var(--muted);
  transition:border-color .15s, color .15s, background .15s;
}
.suma:hover{border-color:var(--sky-300);color:var(--ink)}
.suma[aria-pressed="true"]{border-color:var(--blue-600);background:var(--sky-100);color:var(--navy-700)}
.field-label{display:block;font-size:12.5px;font-weight:600;color:var(--muted);margin-bottom:6px}

/* ---------- Formulario ---------- */
.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:13px 16px}
.form-grid .full{grid-column:1/-1}
.input,select.input{
  width:100%;border:1.5px solid var(--slate-200);border-radius:10px;background:var(--white);
  padding:9px 12px;font-family:var(--font-ui);font-size:13.5px;color:var(--ink);
  transition:border-color .15s ease;
}
.input:hover{border-color:var(--slate-300)}
.input:focus{border-color:var(--blue-500);outline:none;box-shadow:var(--ring)}
.group-title{
  font-family:var(--font-display);font-weight:700;font-size:14.5px;
  margin:26px 0 14px;padding-bottom:9px;border-bottom:1px solid var(--slate-100);
}
.group-title:first-child{margin-top:0}
.add-insured{
  margin-top:20px;width:100%;border:1.5px dashed var(--slate-300);background:#FAFCFE;
  border-radius:var(--r-md);padding:16px;color:var(--blue-600);font-weight:600;cursor:pointer;
  display:flex;align-items:center;justify-content:center;gap:9px;font-size:14.5px;
}
.add-insured:hover{border-color:var(--blue-500);background:var(--sky-100)}
.insured-row{
  display:flex;align-items:center;gap:12px;border:1px solid var(--slate-200);
  border-radius:var(--r-md);padding:13px 15px;margin-top:12px;background:var(--white);
}
.avatar{width:34px;height:34px;border-radius:50%;background:var(--sky-100);color:var(--navy-700);
  display:grid;place-items:center;font-family:var(--font-display);font-weight:700;font-size:13px;flex:none}

/* ---------- Frecuencia de pago ---------- */
.freqs{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:6px}
.freq{
  border:1.5px solid var(--slate-200);background:var(--white);border-radius:var(--r-md);
  padding:16px 12px;cursor:pointer;text-align:center;transition:border-color .15s, background .15s;
}
.freq:hover{border-color:var(--sky-300)}
.freq[aria-pressed="true"]{border-color:var(--blue-600);background:var(--sky-100)}
.freq b{display:block;font-family:var(--font-display);font-weight:700;font-size:14.5px}
.freq .amt{display:block;font-family:var(--font-display);font-weight:800;font-size:18px;margin-top:7px;letter-spacing:-.03em}
.freq .save{display:inline-block;margin-top:7px;font-size:11px;font-weight:600;color:var(--green-600);
  background:var(--green-100);padding:2px 8px;border-radius:999px}
.pay-review{margin-top:26px;border:1px solid var(--slate-200);border-radius:var(--r-md);overflow:hidden}
.pay-review .row{display:flex;justify-content:space-between;padding:13px 18px;font-size:14px;border-bottom:1px solid var(--slate-100)}
.pay-review .row:last-child{border-bottom:0;background:#FAFCFE;font-weight:600}
.badges{display:flex;gap:10px;flex-wrap:wrap;align-items:center;margin-top:20px}
.badge{
  display:inline-flex;align-items:center;gap:7px;font-size:12px;font-weight:600;color:var(--muted);
  border:1px solid var(--slate-200);background:var(--white);border-radius:999px;padding:6px 12px;
}
.badge svg{color:var(--green-600)}

/* ---------- Éxito ---------- */
.success{text-align:center;padding:46px 30px 40px}
.seal{
  width:80px;height:80px;border-radius:50%;
  background:linear-gradient(140deg,#25C08A,var(--green-600));color:#fff;
  display:grid;place-items:center;margin:0 auto 22px;
  box-shadow:0 14px 30px -12px rgba(14,143,99,.8);animation:pop .5s ease;
}
.confetti{position:fixed;inset:0;pointer-events:none;z-index:90;overflow:hidden}
.confetti i{position:absolute;width:9px;height:14px;border-radius:2px;animation:fall linear forwards}
@keyframes fall{to{transform:translateY(105vh) rotate(720deg);opacity:.1}}
.success h2{font-size:28px;font-weight:800}
.success > p{color:var(--muted);margin-top:10px;max-width:46ch;margin-inline:auto}
.receipt{
  display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--slate-200);
  border:1px solid var(--slate-200);border-radius:var(--r-md);overflow:hidden;margin:32px auto 0;max-width:560px;
}
.receipt div{background:var(--white);padding:18px 14px}
.receipt small{display:block;font-size:12px;color:var(--muted);margin-bottom:5px}
.receipt b{font-family:var(--font-display);font-size:17px;font-weight:800;letter-spacing:-.02em}
.success-actions{display:flex;gap:12px;justify-content:center;margin-top:28px;flex-wrap:wrap}

/* ---------- Modales ---------- */
.overlay{
  position:fixed;inset:0;background:rgba(4,32,63,.55);backdrop-filter:blur(3px);
  display:grid;place-items:center;padding:24px;z-index:50;
}
.modal{
  background:var(--white);border-radius:var(--r-xl);width:100%;max-width:640px;
  box-shadow:0 40px 80px -20px rgba(4,32,63,.5);max-height:88vh;display:flex;flex-direction:column;
}
.modal-head{padding:24px 28px 18px;border-bottom:1px solid var(--slate-100)}
.modal-head h3{font-size:19px;font-weight:700}
.modal-head p{color:var(--muted);font-size:14px;margin-top:5px}
.modal-body{padding:24px 28px;overflow:auto}
.modal-foot{padding:18px 28px;border-top:1px solid var(--slate-100);display:flex;justify-content:flex-end;gap:12px}
.modal.small{max-width:430px;text-align:center}
.modal.small .modal-body{padding:34px 30px 28px}
.spinner{
  width:46px;height:46px;border-radius:50%;margin:0 auto 20px;
  border:4px solid var(--slate-100);border-top-color:var(--blue-600);animation:spin .9s linear infinite;
}
@keyframes spin{to{transform:rotate(360deg)}}
.modal.small h3{font-size:19px;font-weight:700;margin-bottom:9px}
.modal.small p{color:var(--muted);font-size:14px}
.warn{
  margin-top:18px;background:var(--amber-100);color:var(--amber-700);border-radius:10px;
  padding:11px 14px;font-size:13px;font-weight:500;
}

/* ---------- Toast ---------- */
.toast{
  position:fixed;right:24px;bottom:24px;z-index:80;background:var(--navy-900);color:#fff;
  border-radius:var(--r-md);padding:14px 18px;box-shadow:var(--shadow-lift);
  display:flex;gap:11px;align-items:center;font-size:14px;max-width:340px;
}
.toast svg{color:var(--sky-300);flex:none}

/* ---------- Footer ---------- */
.foot{border-top:1px solid var(--slate-200);background:var(--white);padding:20px 0;margin-top:auto}
.foot-in{display:flex;align-items:center;gap:18px;flex-wrap:wrap;font-size:13px;color:var(--muted)}
.foot-in nav{margin-left:auto;display:flex;gap:20px}
.foot-in a{color:var(--muted);text-decoration:none}
.foot-in a:hover{color:var(--ink)}

body{min-height:100vh;display:flex;flex-direction:column}
main{flex:1}

/* ---------- Responsive ---------- */
@media (max-width:640px){
  .dock{left:12px;right:12px;transform:none;width:auto}
  .dock-bar{padding:12px 14px;gap:12px}
  .dock-label{display:none}
}
@media (max-width:860px){
  .options{grid-template-columns:1fr;margin-top:-56px}
  .fill-grid{grid-template-columns:1fr}
  .fill-side{border-radius:var(--r-lg) var(--r-lg) 0 0}
  .stepper{overflow-x:auto}
  .stp .lbl{display:none}
  .stp{flex:none;padding:6px 10px}
  .ramos{grid-template-columns:1fr}
  .indent{padding-left:0}
  .freqs{grid-template-columns:repeat(2,1fr)}
  .form-grid{grid-template-columns:1fr}
  .receipt{grid-template-columns:1fr}
  .hero{padding:40px 0 96px}
}
@media (prefers-reduced-motion:reduce){
  *{animation-duration:.01ms !important;transition-duration:.01ms !important}
}

/* ===================== Overlay de proceso (Fase 7 · pago) ===================== */
.proc-ov{position:fixed;inset:0;z-index:100;display:grid;place-items:center;padding:20px;background:rgba(15,30,55,.55);backdrop-filter:blur(3px)}
.proc-card{background:var(--white);border-radius:var(--r-lg);padding:34px 30px;max-width:400px;width:100%;text-align:center;box-shadow:0 24px 60px rgba(0,0,0,.28)}
.proc-ico{width:64px;height:64px;margin:0 auto 18px;border-radius:50%;display:grid;place-items:center}
.proc-ico .spin,.proc-ico .ok,.proc-ico .err{grid-area:1/1}
.proc-ico .spin{width:44px;height:44px;border-radius:50%;border:3.5px solid var(--slate-200);border-top-color:var(--brand);animation:proc-spin .8s linear infinite}
.proc-ico .ok,.proc-ico .err{display:none}
.proc-ov[data-kind="ready"] .proc-ico{background:#E9F8F0;color:var(--green-600)}
.proc-ov[data-kind="ready"] .spin{display:none}
.proc-ov[data-kind="ready"] .ok{display:block}
.proc-ov[data-kind="error"] .proc-ico{background:#FDECEC;color:var(--red-600)}
.proc-ov[data-kind="error"] .spin{display:none}
.proc-ov[data-kind="error"] .err{display:block}
.proc-card h3{font-family:var(--font-display);font-size:18px;font-weight:700;color:var(--ink);margin-bottom:8px}
.proc-card p{font-size:13.5px;color:var(--muted);line-height:1.5}
.proc-actions{display:flex;gap:10px;justify-content:center;margin-top:20px;flex-wrap:wrap}
.proc-actions:empty{display:none}
@keyframes proc-spin{to{transform:rotate(360deg)}}